in the modern world all of us to a thicket and more often refuse paper savings, trying to store them on such things as credit cards.
but in everything there are pluses and minuses and these cards not an exception. let's consider pluses.
- you shouldn't drag with yourselves gromosky purses with a ringing trifle.
- to stand on cash desk this or that time I try to find a coin of the necessary advantage.
- it is easy in use

- on it it is possible to store large sums of money
but also certainly what pluses without minuses.
for example
- having lost the card, you will lose all the savings on it
- having broken it to you it is necessary to restore long time
- not everywhere still is аппарты for reception of credit cards
- and unpredictable cars can break and if you have themselves no cash to calculate that big problems wait
in general, what to use to choose only to you, but always it is necessary to remember pluses and minuses of things.