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To accumulate a lot of money by my 30th birthday, I would focus on building up my savings and investing in profitable ventures such as stocks, real estate, or starting my own business. Additionally, I would seek out high-paying job opportunities and look for ways to increase my income through additional education or training.

If I needed a new phone but didn't have much money, I would consider buying a used or refurbished phone instead of purchasing a brand new one. I would also research different deals and discounts to find the best possible price. Additionally, I might try to sell some of my old possessions to raise money for the new phone.

Buying second-hand products is a good idea for several reasons. It can be a more affordable option than buying new items, which can save you money. Additionally, buying used items is more environmentally friendly because it reduces waste and conserves resources. Finally, some second-hand products may still be in good condition and offer excellent value for the price.

There are many part-time jobs available that can help you earn more money. Some examples might include tutoring, freelance work, pet-sitting, or working in retail or hospitality. I would choose a job that aligns with my interests and skills, and that would provide me with the flexibility I need to balance my work and studies.

It is not a good idea to buy something that you don't really need. Doing so can lead to unnecessary spending and clutter in your home. Instead, I would prioritize my spending and only buy items that I truly need or that bring me joy and value.