Read and translate the text. Write down your translation of the first paragraph. 
(НЕaДАПТИРОВАНЫЙ ПЕРЕВОД С ПЕРЕВОДЧИКА НЕ ДОПУСКАЕТСЯ(БАНЕТСЯ КАК СПАМ!!!)

Microfinance

1. Microfinance is a source of financial services for entrepreneurs and small businesses lacking access to banking and related services. The two main mechanisms for the delivery of financial services to such clients are: relationship-based banking for individual entrepreneurs and small businesses; group-based models, where several entrepreneurs come together to apply for loans and some other services. In some regions, for example Southern Africa, microfinance is used to describe the supply of financial services to low-income employees, which is closer to the retail finance model prevalent in mainstream banking. Microfinance is a movement whose object is a world in which as many poor and near-poor households have permanent access to an appropriate range of high quality financial services, including not just credit but also savings, insurance, and fund transfers.