Task 1. Complete the essay with the words below.
Complete the essay with the words below.
also
this
addition
having sum
keep may
have
however without
under
These days, many people use credit cards when shopping. 1)
Certainly, there are advantages to teens 2)
They 3)
they can build up a good credit rating early on. 5)
However, there are 6)
to keep their spending 7)
money well. In 8)
9)
To 10)
every
, should teenagers have them, too?
credit cards. First, it can teach them responsibility with money.
month. Secondly,
to watch their spending and make sure they can pay their bills 4)
way, they can easily get a loan later.
disadvantages to teenagers using credit cards. Firstly, they may not be mature enough
control. They may develop an attitude which won't help them to learn to manage
, paying by credit card may make spending seem unreal. They may run up big debts
realising it.
up, there are points for and against teenagers having credit cards.