liz172 11. It is recommended that the Board approve the policy.
12. I suggest she leave the country.
13. I demand that he pay his share.
14. I wish I were you.
15. I wish she had applied....
16.If only they had invested more money...
17. what would happen, if there were....
18. ... every bank has a cusomer-driven...
19. She insisted that he be present
20.... she would never borrow money...

21a,22b,23c,24a,25a, 26a, 27a, 28a, 29a, 30b
В правильности не уверена.