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Whether it’s debt; worrying you won’t be able to cover all your bills next month; or fear about your financial security in the future – when you have kids or when you retire – financial insecurity is a major cause of stress. David Richards, a mental health services research professor at the University of Exeter in the UK points out that financial worries can take a heavy toll on your mental health, causing serious anxiety and impacting self-esteem.

But with this being the number one most common worry, rest assured that almost everyone you know is in the same boat as you, and many are probably even worse off than you. The best thing you can do to assuage financial worries is to get a good handle on your actual financial situation and make a solid plan and budget. Often times, when you crunch the numbers and get a plan in place, the problem isn’t as big as we’ve built it up in our minds.